New Regulations for Photoshopped Photos

Bruno Fagali, a Brazilian lawyer who frequently writes on the news about ethics and new government regulations recently reported about changes in government regulations that affect advertisers and advertising agencies. As of October first France has required photographs that are taken through advertising agencies to advertise a product or service to add a warning stating that the photograph has been retouched.

Fagali notes that health officials prompted the placement of this warning on retouched photographs. Officials were concerned that people who saw the retouched photographs would not be able to achieve the same results through diet or exercise. These unrealistic expectations would foster an unhealthy fixation when trying to reach unattainable results. Read more about fagali at

The French government issued decree 2017-738 to regulate an article of the French Code of Public Health. Health officials wanted a warning placed on retouched photographs because more than 30,000 people suffer from anorexia and there is a very high death rate. Most of the people who suffer from anorexia are adolescents. Adolescents suffer from anorexia because they are trying to achieve an impossible standard of beauty.

The photoshop warning is not the first time that French health officials have taken an interest in how fashion affects public health. Fagali states that since 2016 French models must have a certificate that certifies that they are healthy from a doctor. The certificate includes the model’s body mass index, and models can face high fines of 75, 000 euros and a six-month prison sentence if they don’t comply with the law. There is a fine of 37.5 euros for any advertising agency that does not place the photoshop warning or advertisements that include photographs of photoshopped models. The government can also choose to add a fine of 30% of the expenses that the advertising agency used in making all of its advertising.

Though the idea of a photoshop warning was widely promoted since 2016, it has just now become law. The French government is not the only government to consider taking action. The Isreali government talked about taking action in 2012 and Australia also discussed placing a warning on photoshopped images in 2014. Fagali explains that the Brazilian government was ahead of the game in taking action. The Brazilian government issued Bill 6853/2010 in 2010. The bill requires that photoshopped images include a warning making the public aware that the image has been retouched.



Marc Sparks: Austin’s Serial Entpreneur and Philanthropy Hero

Marc Sparks is a serial entrepreneur who is based in Austin, Texas. Sparks has been starting a plethora of startups since 1975 after graduating from high school. Some of these startups have been amazing success stories, and others have been utter failures. Nevertheless, Sparks learn and grew through it all, and now he has spread his kernels of wisdom to the world in his book called They Can’t Eat You.


In writing this book, Sparks stated how emotionally painful it was. He mentioned how it was great recalling starting a software firm in which he sold products where he earned $200 million per year. But on the other hand, it was painstaking to begin an insurance holding firm that grew to a market cap worth nearly a billion dollars, just to lose it all within ninety days. With this book, he aims to encourage others who are struggling to accomplish their dreams. Also, Sparks said that his faith, tenacity, passion, focus, monetization savviness, and an outrageous urgency sense are all the traits that contributed to his success. Learn more:


Sparks has a private equity company called the Timber Creek Capital. In this company, he oversees a plethora of portfolio organizations. He also develops short term and long term growth plans, and establishes a business model. He maintains an open door policy always in which he and his entire team meet in real time as well. Learn more:


Outside of publishing and running his business, Sparks also has a deep passion with charities and philanthropy. Since the late 80s, he has been working with The Samaritan Inn, a Texas homeless shelter. At this shelter, he helps those who help themselves. Approximately 160 residents are there each night with an average stay of five months. And while living there, the residents will undergo financial education, counseling, job placement, health programs, and family services. Learn more:


Other philanthropic endeavors include him assisting in constructing more than a dozen homes for the Habitat for Humanity. Sparks also hugely supports the American Can! Academy, a magnet high school network. And with this program, he has a foundation called Sparky’s Kids in which Sparks donates over a thousand, brand new computers to kids who are at risk of impoverished and other relatable conditions.

Mike Baur: A Successful Entrepreneur and One of the Movers and Shakers in the Startup Industry

Mike Baur is an investment banker and the general manager of Swiss Startup Factory (SSUF). Mr. Baur has more than two decades of unmatched professional experience in the Swiss Private Banking Industry. He initiated his career in the banking industry as a commercial apprentice at USB and slowly climbed the corporate ladder to the post of an executive board member. He follows social media groups, such as Leadership & Management and Big Ideas & Innovation.


Mr. Baur’s career history


Before establishing his firm, SSUF, in 2014, Mr. Baur was the senior executive board member at one of the top Swiss Private Banks in Switzerland. He co-founded the SSUF together with his business partner. They then grew this venture into one of the leading privately-held early stage ICT Startup Accelerator Company. Mr. Baur has three degrees from the University of Berne and the University of Rochester. He has two master’s degree: one business management and the other in executive business administration. He is a specialist in banking and finance, and he has skills in startups development, asset, and private equity management. Mr. Baur is multilingual and speaks English, Deutsch, and French. He has worked for various companies, including Clariden Leu, think reloaded ag, Sallfiort Privatbank AG, and Innovation Lab Fribourg.


Mr. Baur’s achievements and community involvement


Mr. Baur has invested most of his time in Swiss youth entrepreneurship programs where he provides mentorship and funding. He is also the brains behind the formation of the Swiss Startup Association. At the Swiss Startup Association, Mr. Baur provides services, including startup acceleration, investment, scouting, and startup DNA. Mr. Baur also addresses issues surrounding tax environments, legal, and regulatory matters. He believes that his approaches in business are aimed at bridging the gap between the new and the old economy to solve the challenges of digital transition. Therefore, Mr. Baur serves a member of the digital board for various Swiss Companies in Switzerland.


Mr. Baur is a skilled speaker and lectures students as well as business people in universities and corporations respectively. His topics mostly revolve around management of digital companies and principles of accelerating startup ideas. Mr. Baur experience has helped him build a large Swiss Startup ecosystem comprised of a pool of banking professionals and investors. Baur is a sports enthusiast, and he spends most of his free time following the Swiss Tennis Pros. Mr. Baur is also a fan of the Fribourg Gotteron hockey club. He is open-minded, and he is always looking to interact with other professionals who share the same vision about Startups as him.

Things to Know About Betsy DeVos, Trump’s Pick for Education Secretary

Donald Trump, the President-elect, said that he is going to nominate Betsy Devos as the new United States Education Secretary. Betsy Devos is one of the most prominent philanthropists in the country. Betsy Devos is also considered as a dedicated Republican in the region. According to that announcement, the journalist says that it signals a new way for the challenges facing schools around the United States.

Let’s look at the following expectations of the nomination:

  1. Betsy Devos chooses for school choice

Betsy Devos is one of the most prominent supporters of the school choice. She is also one of the most prominent supporters of Donald Trump being a member of the Republicans. Betsy Devos, who leads the pro-school-voucher non-profit Federation for American Children and heads up pro-chapter, said that his parents had no capability to choose the best school for her. In this case, she decided to make her dream become real among the American children. She is also working to attain better education for private schools, charters, and public schools.


Trump has also proposed more than $20 billion over the federal issues associated with better business deals. This voucher will see more children get an education at the lowest rates in the world. For this reason, their school fees will be partly paid as a way of nominating the best candidates. However, the education commented that these funds would not be sufficient to sustain their business capabilities. While Trump is certain that the funds will be sufficient for the education platform, the education Federation is unsure where these funds will be deduced. Another question is asked about how they will be working to attain better business deals.

  1. Common Core standards may have reason to worry

While Trump assailed the standard sets used in the United States, Betsy Devos is not clear about how she would conduct the education system. Betsy Devos also worked on the former Republican president Jeb Bush Foundation. Jeb Bush has also supported controversial standards in a way that supports better business in the education system. Donald Trump’s campaign pledge to reveal the standards of education is seen to be one of the realistic stations. It is also possible that the administration and Devos nomenclature will support some of the similar standards in the region.

  1. Expect deregulation as a priority

According to the American Education System, Devos Family spent more than $1.45 million to have Michigan State oversee the charter of more than 23 schools. However, this marvelous effort died as soon as it was revealed. Betsy Devos and her husband have supported the charter for over three decades. According to the education system, over 80 percent of the schools under charter are run in the private schools. The oversight authority prompted Obama’s rule. Check this article from New York Post.

How Copa Star has stayed Ahead of Brazil’s Healthcare Provision Sector

Brazilians who live in Rio de Janeiro neighboring towns did not have easy access to an advanced medical center before the launching of the Copa Star Hospital in November 2016. The problem was noted by D’Or networks, which decided to establish the state-of-the-art healthcare center in the city. The hospital has gained local and international recognition due to the excellent treatment and five-star accommodations services that it offers to the patients. Many people prefer to receive healthcare at the facility due to its remarkable reputation. The establishment of Copa Star has led to a significant reduction in the number of Brazilian who are flown out of the country to receive better treatment in other parts of the world. D’Or networks kicked off the construction of the facility in 2014 after the world cup. It is also focused on building top-notch care facilities in various Brazilian cities. D’Or network presently manages about 22 world-class hospitals that have been constructed in different parts of Brazil.

The services that are offered at Copa Star stand out due to its combination of modern technology, luxurious accommodation, and highly trained professionals. It has hired talented medical personnel from different parts of the globe. The hospital has always emphasized in offering excellent hospitality to its guests. All its employees are encouraged to handle the patients in a friendly and loving manner. Copa Star’s reception is attractive and has comfortable seats for its guests. It has also eliminated the scent of medicine from its hallways by using sweet aromas. The patients who are admitted to recover at the hospital are accommodated in five-star suites that have been equipped with all the amenities that they may need.

Service provision at Copa Star is made simpler by its smart hospitality system that improves communications between the doctors and the patients. The software has been customized and is installed on iPads that all patients receive when they are admitted. It ensures that an individual is comfortable during his or her stay at the medical facility. The system can be used by the patients in controlling their ambiance and also reaching the healthcare professionals.


D’Or networks invested heavily to ensure that the hospital has the best architecture and medical technology. Copa Star owns state-of-the-art equipment that is used in offering outstanding cardiology and neurological solutions. It also has top-notch diagnostic facilities and hybrid recovery rooms, which ensure that all the patients recover well. Copa Star has invested in 59 intensive care units that are well maintained to ensure that they are always operational. The total worth of the company is about $500 million, and its medical technology and equipment are valued at about $100 million. It has about 113 doctors and nurses who are skilled and experienced in various medical fields. Read more at about Copa Star.

Davos CAP Calculator, A Revolutionary Mobile Application for the Real Estate Industry

On the 22nd of June 2016, an event guaranteed to transform the real estate investing as we know it, took place in Miami. David Osio, the CEO of Davos International Group, together with the Executive Directors of Davos Real Estate Group (REG); Pablo Bausili and Gerald Gonzalez, unveiled to their clientele, Davos’ latest mobile application, the Davos CAP Calculator.


The aim of this innovative calculator according to Gerald Gonzalez, is to help real estate investors estimate the ROI on a property to gain a clearer financial understanding of the property the client intends to invest in. Besides helping to determine restitution on property investment, the Davos Cap Calculator can assist in the estimation of a property’s rent price to decide which property best suits the investor’s projected income.


Moreover, the application can serve as a useful Mortgage Calculator, through which Davos’ customers can estimate their mortgages in comparison to the Bank’s projections, funding duration, and associated interest rate.


David Osio revealed that what inspired the development of this application was Davos REG’s commitment to its business objective of assisting its customers to get sound financial guidance when investing in the United States real estate market.


It took at least six months before the application became a reality. During this entire period, Gerard Gonzalez worked hand in hand with Tecknolution to design and develop the software. The Davos Cap Calculator is just but the first of the many series of apps which the company intends to launch to help real estate investors have an easier time. These solutions will help the clients to identify viable properties, mitigate property investment risks, and also forward historical property reports to real estate agents, through the mobile phone.


Davos Real Estate Group (REG) is a leading financial advisor in the Latin America market and boasts of over twenty years of lending valuable financial advice. The firm also has strategic partnerships with international real estate agents, spread across the US such as New York City, and Miami, as well as across the European border, predominantly Spain, Panam, and Geneva.


David Osio, the CEO of the Davos Financial Group of companies, is an accomplished expert in the Financial service Sector. He has had an illustrious career in the Finance Industry which includes serving as the Vice President of the Commercial Banking for Banco Latino International, Director for Escritorio Jurídico MGO based in Caracas, Venezuela.


He holds a law degree from the Universidad Catolica Andres Bello. He also studied Equity Portfolio Management from the New York Finance Institute, Advanced Management Program at IESA, as well as undergone the Swiss Bank Corporation’s Management Training. David is passionate about Investment, Personal Finance Planning, Corporate Planning, International Travel and he is a budding art collector.

David Osio Strives To Make The World A Better Place

David Osio, the founder and CEO of Davos Financial Group (DFG), is one successful businessman who values giving back to the community as much as he does making a profit. Osio has continually given to many non-profits who specialize in art and culture to the betterment of the communities in which he builds businesses.

The Miami businessman is a significant supporter of the Miami Symphony Orchestra(MSO), where he has served as a board member. Osio views his support of the MSO as a way to “bring joy to the community”. He is also a longtime supporter of The Children’s Orthopedic Foundation.

When it comes to children’s medical research Mr. Osio knows that every dollar counts. He not only donates his own money but also encourages those who are financially able to give to children’s medical charities.
His charitable contribution are diverse and far reaching. They include contributions to the Wayuu Taya foundation, the Fundana Foundation, and the UMA foundation. Most recently he has funded the Saludarte Foundation of Art in Miami, with the most recent exhibition of artist Carlos Cruz-Diez.

As DFG’s CEO, Osio personally guides the firm’s business strategy and expansion into global markets. Under his stewardship, DFG has seen its income grow year over year and has expanded into cities such as New York, Geneva, Lisbon and Panama City.

Davos Financial Group is a financial advisory firm that specializes in wealth management, portfolio structure, tax planning and corporate planning for an exclusive client base.

In 1988 Mr. Osio graduated with honors from the Catholic University Andres Bello in Caracas. As a lawyer, he began his career in Venezuela as Director of the Legal Desk MGO. At the time he was providing legal advice to multi-national clients.In 2010 he received advanced professional credentials from the New York Institute of Finance in the area of Management Investment Portfolios.

As David Osio continues to experience personal and professional success his charitable contributions will grow in like terms.

Follow Osio on Twitter @davidosio1

The Importance of the Start Up Factory

Starting a company takes a lot of careful planning. There are many people who do not realize all of the steps involved in taking a company to the next level. Anyone who wants to start planning for the future needs to make sure they have all of the necessary resources to do so. A lot of times, starting a business requires some sort of capital during the process. Mike Baur has a start up factory where he teaches young business owners all of the steps required to start up a business. This is a great asset for anyone who is interested in this career path.

Gaining Customers

One of the most important aspects of running a business is gaining customers. When you make a customer happy, they are much more likely to recommend your services in the future. If you are starting a business, those first few customers are a key to your success. Making them satisfied with your product or service can make a huge difference over the long run. This is something that Mike Baur teaches to all of his new students.

Mike Baur

Starting up companies has always been a passion of Mike Baur. Throughout his career, he has always made it a point to give back to others. There are a lot of people who do not understand what it takes to run a business from the ground up. He knows how important small companies are to the economy overall, and he makes it his mission to get other great companies going. If you have always wanted to know how to start and run a business, his start up factory is one of the best things that you could ever do. In it, you will learn all of the basics about running a business over the long term. There are a lot of people who find out just how difficult being in business can be. If you want to take the next step with your business, this is one of the best things that you can do. Learning all of the basics on the front end is a great way to have long term success.